What is Universal Life?

It is a high Yield life insurance plan that has living benefits that can be used for any reason as the cash value builds.


  • Lifelong coverage - These plans cover your child throughout their lives regardless of health problems. Coverage continues as long as the premiums are paid.
  • Flexible premiums and riders; premiums can be paid through the plan in times of difficulty.
  • Riders: Small policies within the policies with a wide range of coverage
  • High Yield growth: A child of 2 (example) can easily have 1 million dollars or more at retirement for just pennies a day. (depending on the size of the policy and other factors)
  • Your child will have access to funds, when needed
  • Policies can be used for collateral to start a business.
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